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Mission Hill Office

(617) 445 2200

Allston Office

(617) 566 5333

Buying Your First Boston Home

Purchasing a home always comes with a bit of stress, but if you’re a first time home buyer, the process can be incredibly daunting. That’s why Boardwalk Properties is here to make sure that buying your first Boston home is an easy, painless experience that leaves you satisfied and living in the home of your dreams.

If you’re ready to start searching for your first Boston home, contact us today!

Here are some tips to help First Time Home Buyers secure the Boston home of their dreams:

Check Your Finances

checking real estate finances

Boston and its surrounding areas are full of almost every kind of home you can imagine. It’s easy to get caught up looking at dream listings, but to start your search in earnest, you should examine your financial situation and set some pricing parameters for the house that you’re looking for.

Make sure you know what kind of down payment you can afford, what sort of mortgage payments are within your range, and how the general upkeep of the house and property will affect your finances. To help check what sort of mortgage you can afford, use our Mortgage Calculator. Also don’t forget to consider the closing costs when considering the financial implications of your purchase.

Get Pre-Approved

mortgage approval form

It’s impossible to understate the importance of being pre-approved for a home loan. Getting pre-approved by a lender is key in establishing yourself as a serious home buyer. Typically, the lending bank needs to examine your income and other financial records to decide how large of a loan you can be pre-approved for. Many sellers will not even consider a buyer unless they are pre-approved, so getting pre-approved is incredibly important.

Work with a Real Estate Agent

Since it’s your first time buying a house, it’s vital that you work with a qualified, talented real estate agent. Working with an experienced agent means that you’ll have an advocate to work for your needs throughout the entire process. They’re there to help you find listings, answer all your questions, and help you to close on the property quickly. Additionally, you may want to consult a professional real estate attorney if you have any questions or concerns about the legal aspects of your purchase.

Think of the Future

future home investment

Remember, a home isn’t an apartment or a condo. If you buy a Boston home, odds are you’ll be living in it for a while. Don’t just think about your needs now, think about the future.  If you’re planning on having children, buy a home that has adequate space to accommodate them, or buy in a neighborhood with good schools. If you want pets, make sure you’re home is pet friendly and gives them plenty of room to live. Your home isn’t just for you, it’s for everyone you plan on sharing it with over the years. Keep that in mind while you search for your Boston home.

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